A Treasury Analyst is a financial professional responsible for managing an organisation’s financial assets, liquidity and risk. Their role is integral to ensuring effective cash management, optimising investment strategies and mitigating financial risks.

One key aspect of the Treasury Analyst’s responsibilities involves daily cash management. They monitor and analyse the organisation’s cash position, ensuring that there is sufficient liquidity to meet daily operational needs. This involves forecasting cash flows, identifying funding requirements and strategically managing bank relationships.

Treasury Analysts are also involved in optimising investment strategies to maximise returns on surplus cash. They assess various investment opportunities, taking into consideration risk tolerance, market conditions and regulatory requirements. Additionally, they may explore short-term and long-term investment options to enhance the organisation’s overall financial position.

Risk management is a critical component of the Treasury Analyst’s role. They identify and assess financial risks such as interest rate risk, foreign exchange risk and market risk. By implementing hedging strategies and financial instruments, they aim to protect the organisation from adverse market movements and fluctuations in interest rates or currency values.

For Bachelor’s

• Candidates must complete the 10+2 level (or its equivalent) as it is the initial educational requirement.
• A bachelor’s degree in a relevant field, such as finance, accounting, economics or business, is often the minimum educational requirement for entry-level positions as a Treasury Analyst.

For Master’s 

• Pursuing a Master’s in Business Administration (MBA) with a finance concentration or a Master’s in Finance (MFin) allows for more in-depth study and specialised knowledge in treasury-related areas.  
• Some Treasury Analysts choose to pursue a master’s degree after gaining practical experience to advance their careers, especially if they aspire to higher-level positions.

Treasury Analysts play a crucial role in managing an organisation’s financial assets, ensuring liquidity and mitigating financial risks. Their responsibilities encompass a range of tasks related to treasury operations and financial management. Here are key job roles given below:

• Cash Management
• Bank Relationship Management
• Investment Analysis
• Risk Management
• Debt Management
• Compliance and Regulations
• Financial Modelling
• Treasury Software and Systems
• Forecasting and Budgeting
• Reporting and Analysis
• Insurance Management

The roles of Treasury Analysts may vary based on the size and industry of the organisation, but these professionals are essential contributors to maintaining financial stability and efficiency within the organisation.

The demand for Treasury Analysts exists across various industries and organisations of different sizes require their expertise in managing financial assets and risks. Here are the types of organisations that often recruit these experts: 

• Financial Institutions
• Corporations
• Insurance Companies
• Consulting Firms
• Energy and Utilities Companies
• Retail and Consumer Goods Companies
• Technology Companies
• Manufacturing Companies
• Healthcare Organisations
• Government and Public Sector
• Nonprofit Organisations
• Multinational Corporations

When exploring opportunities as a Treasury Analyst, individuals can look for job openings directly on the career pages of these organisations, through job portals or by leveraging professional networks

The salary of a Treasury Analyst in India can vary based on factors such as the individual’s level of experience, the location of the job, the industry and the size of the organisation. Below are approximate salary ranges for Treasury Analysts at different career stages:

• Financial Analysis
• Communication Skills
• Strategic Thinking
• Problem-Solving Skills
• Team Collaboration

The career scope for a Treasury Analyst is promising and multifaceted, offering diverse opportunities in the field of finance and corporate management. Treasury Analysts play a pivotal role in managing an organisation’s financial assets, optimising cash flow and mitigating risks. As businesses continue to expand globally and financial operations become more complex, the demand for skilled Treasury Analysts has been on the rise across various industries.

One significant aspect of the career scope is the involvement in strategic financial planning. Treasury Analysts contribute to the development and implementation of treasury strategies aligned with the overall goals of the organisation. This includes optimising cash management, assessing investment opportunities and ensuring compliance with financial regulations.

• Critical Role in Financial Management
• Diverse Career Opportunities
• Strategic Contribution to Decision-Making
• Global Exposure
• Career Advancement Opportunities
• Contribution to Financial Stability

• High Stress Levels
• Long Hours
• Continuous Pressure to Stay Updated
• Potentially Dangerous Situations