A Credit Risk Manager is responsible for protecting the business from credit losses by reviewing as well as assessing the financial history of the company in order to regulate a good candidate for loan. Moreover, they determine the risk of defaulter by deeply analyzing along with providing detailed reports. Risk Management provides a safe and guarded environment for all the employees in the organization.

Furthermore, with the proper risk management the stability of a business is increased and the legal liability is decreased. The key responsibilities of a Credit Risk Manager involves credit risk reporting on deviations, monitoring expected as well as unexpected losses, understanding risk compliance and much more. 

For Bachelor’s

• Aspirants need to pass 10+2 with at least 50% marks from any recognised board.
• Students can opt for a Bachelor's degree in Finance, Accounting, Commerce or any other related field.

 For Masters

• To gain job market knowledge, one can opt for a Master's degree in MBA in Finance, Risk Management or any other related field. 
• Seekers must look for internship opportunities in order to gain expertise. 

The field of Credit Risk Management aims to provide in-depth knowledge and enhance the skills of the students. To do such a task, this field presents innumerable job profiles:  

• Senior Manager
• Credit Risk Manager
• Credit Head
• Chief Risk Officer
• Credit Manager
• Credit Lead
• Risk Consultant
• Head Credit & Risk

There are many recruiters from leading companies who enlist potential students in the Credit Risk Management field. Following are some Recruiters from where students can find an employment opportunity in India: 

• Questa
• People Connect
• YES BANK
• CodersBrain
• Connex Door
• Mahindra Group
• Citi
• PayU
• Acme Services
• Aditya Birla Capital

The salary range may vary from company to company, but the salary of a Credit Risk Manager is very impressive in India.

• Judgement Skills
• Team Building
• Management Skills
• Adaptability
• Financial Management
• Tech Savvy
• Interpersonal Skills

A Credit Risk Manager is a professional whose main responsibility is to curtail losses due to the failure of payment by a borrower. Moreover, they implement policies as well as procedures in order to reduce credit risk for an organization they work for. Additionally, they build financial models to predict credit risk.

Furthermore, they can work in multiple sectors such as banking and insurance, logistics and aviation, infrastructure, construction and many more. Needless to say, the career scope of Credit Risk Managers is blooming as businesses are very careful about potential risks and do not want to face losses. This is where Credit Risk Managers come into play in order to safeguard the organization as much as possible.

• Good Salary Package
• High Job Security
• Traveling Chances
• Tremendous Growth Opportunities
• No Heavy Physical Work Required 

• Huge Workload
• Long Working Hours
• High Level of Expertise is Required
• Liable for Mistakes
• Competitive